Financial Services
Life Insurance Company Lawyer
Cohan PLLC serves the needs of the life, annuity, and retirement solutions industry. We advise life insurance companies, reinsurers, broker-dealers, investment funds, investment advisers, stable value protection providers, and product administrators related to the design, marketing, and sale of private placement, group variable life insurance products, individual and group annuities, stable value wraps, pension solutions, synthetic instruments, insurance dedicated funds, and other life insurance products.
We provide counsel, litigation, and dispute resolution to our clients in the securities, ERISA, federal tax and state regulatory areas on product development, sales and distribution issues, business combinations and state regulatory advice, market conduct examinations, and hearings.
We have also acted as co-counsel for life insurance industry companies throughout the United States in bet-the-company complex commercial litigation cases. Cohan PLLC brings an integrated approach to representing its clients by combining demonstrated litigation expertise with a comprehensive understanding of all aspects of our client’s products, business practices, and regulatory challenges.
Cohan PLLC’s Clients
Cohan PLLC’s clients offer a wide range of financial services for some of the largest life insurance industry companies in the world, including: nonqualified deferred compensation plan (“NQDC”) administration services and NQDC liability hedging administration for complex NQDC plans provided via a proprietary administration system; Bank and Business Owned Life Insurance (“BOLI”) policy administration services for life insurance carriers; Stable-Value Protection (“SVP”) administration services for SVP providers issuing SVP products for BOLI policies; Investment fund administration services and regulatory compliance for life insurance carriers and insurance-dedicated investment funds; and BOLI and institutional group annuity marketing and distribution through wholly-owned registered broker/dealers.
Cohan PLLC counsels these insurance industry clients in the following key areas:
Product Design
Cohan PLLC has unique experience working with actuaries and in-house legal counsel related to the design, marketing, and sale of separate account, private placement group variable insurance products, individual and group annuities, BOLI/COLI, stable value wraps, synthetic instruments, pension solutions, NQDC plans, and other innovative insurance and financial solutions.
Tax Qualification and Other Issues
Cohan PLLC has significant experience with tax issues related to NQDC plans and the tax qualification of annuities and life insurance contracts. Cohan PLLC’s expertise is interpreting statutory issues and writing opinions on novel products and policy transactions concerning the statutes and treasury regulations that impact the tax qualification of these insurance products.
Compliance, Oversight, and Best Practices
Cohan PLLC has experience dealing with administrative and operational compliance related to insurance dedicated funds, insurance products and NQDC plans, state and federal regulatory requirements, and developing in-house best practices.
Securities Regulation
Cohan PLLC regularly advises clients on various interpretive issues regarding novel products and policy transactions related to compliance with the federal and state securities laws, including the Sarbanes-Oxley Act. Cohan PLLC also has experience dealing with rating agencies such as Moody’s as it relates to their rating methodologies for insurance entities. Cohan PLLC has resolved issues including status questions under the Securities Act, Securities Exchange Act, and Investment Company Act of 1940, and issues related to regulating separate accounts that serve as underlying investment vehicles for these insurance products.
Our Firm Puts You First
Results-Driven Representation You Can Trust
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"Highly recommend."He was very informative, helpful, and knowledgeable. Everything was explained to me so that I could understand.- S.D.
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"5 stars!"Very capable lawyer who made the process easy and got me the maximum settlement. 5 stars!- A.A.
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"I highly recommend Chasen Cohan to anyone in need of a top-tier personal injury attorney."Choosing Chasen to represent me was one of the best decisions I made, and I am incredibly grateful for his outstanding service.- E.N.
Why Clients Choose Us
Las Vegas's Trusted Trial Attorney
At Cohan PLLC, we are committed to fighting for your rights and securing the justice you deserve.
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Experienced RepresentationOver a decade of experience means we know what works and how to win—because you deserve nothing less.
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Always Trial ReadyOur legal strategies are built for the courtroom. We prepare every case for trial, and our opponents know it.
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Client-Centered ApproachYou're more than a file. We make your case a priority and fight tirelessly for the results you deserve.
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Proven ResultsResults matter. We consistently secure maximum compensation, forcing insurers to pay their policy limits.
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Hablamos EspañolWe are proud to serve our clients in English and Spanish, because language should never be a barrier to justice.
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Free ConsultationsFree, no-obligation consultations. No fees unless we win. While you focus on healing, we'll handle the fight.