Uber and Lyft will not pay for losses in every accident. Even if your claim is covered, both Uber and Lyft have insurance liability coverage limits that vary depending on which phase of the trip the driver is engaged in at the time the accident occurred.
If the ridesharing accident occurred after the driver turned on the app, but before they accepted a ride, there is coverage of up to $50,000 for bodily injury per person, $100,000 for bodily injury per accident, and $25,000 for property damage. If the accident occurred after ride matching or while the driver is transporting the passenger, Uber and Lyft have primary liability coverage of $1,000,000 for bodily injury and property damage for passengers, other drivers, and pedestrians. Additionally, Uber and Lyft have $1,000,000 in uninsured and underinsured motorist coverage when another driver is at fault and does not have sufficient insurance.
To discuss these issues with experienced Las Vegas Uber and Lyft accident attorneys, contact the team at Cohan PLLC to protect your rights.